DEADLINE TO FILE SUIT AGAINST YOUR INSURANCE COMPANY FOR CLAIMS ON HURRICANE LAURA: AUGUST 27, 2022
[Free Discovery Call]
[Free Discovery Call]
Your Insurance Company
Doesn’t Want To
Pay You What’s Fair!

They‘re looking to pay you as little as possible, hoping you cash the check without questioning your settlement amount - but we’re committed to fighting for you so you get what you deserve!

See What You’re REALLY Entitled To With Your Policy! 💰
[Free Discovery Call]
[Free Discovery Call]
Your Insurance Company
Doesn’t Want To Pay You What’s Fair!

They‘re looking to pay you as little as possible, hoping you cash the check without questioning your settlement amount - but we’re committed to fighting for you so you get what you deserve!

See What You’re REALLY Entitled
To With Your Policy! 💰

9,800+

CLIENTS HELPED

$307,250,917

$43,877,390.26

TOTAL CLAIMS PAID OUT

25+

25+

YEARS IN THE INDUSTRY

“My house fire was so much to handle. Until I found Ches Bostick with Abba Claims, I had no hope of getting any payment within a reasonable amount of time. It had been two months since the fire and the insurance company was showing no interest in helping me. As soon as he took my case, he took over all communication with my insurance adjuster on my behalf. Within 30 days, I received a check for the limits of the coverage on the house.”

Deborah Maple
Chris Stroud
PGA TOUR 2006 – 2012
“It is with much enthusiasm and great appreciation that I am writing to recommend the services of Abba Claims Consultants, LLC. Our Association was able to successfully settle our claim. Our amazing outcome is a result of the professional assistance and guidance we received from Abba Claims. In addition, our success is due to the excellent detail and preparation of our claim. From start to finish, Abba Claims was our trusted consultant, and met with the myself and the Board of Directors as needed."
Tara Lee Jolley
It’s Their Very Nature
To Avoid Paying You What’s Fair!
Let’s be honest. Insurance is a business like any other - a business that would file for bankruptcy within a week if they blindly signed off on any and every claim that one of their policyholders makes. 

So they have to be meticulous when weighing what a claim is worth paying out, if it’s even worth paying out at all. Understandable… 

But this level of scrutiny necessary to “keep the lights on” is completely one-sided!

It doesn’t matter how “inviting” their buildings may seem, or how wide they smile, or how nice they sound over the phone… 
… their first, foremost and fundamental position is to pay policyholders such as yourself as little as possible. 

It’s a frightening fact that every insurance company is bound by, and it isn’t going away any time soon. But that doesn’t mean you have to take whatever they give like millions of other Americans have done. 

Remember, the initial offer or claim denial made by your insurance company is NOT the final word.
Life Doesn’t Pause
For Your Settlement
Dealing with accidental damage can be stressful enough on its own. 

But you have to work. And you have to take the kids to practice.

And you’d like to find some time to relax, so the last thing you want to do is run through your policy with a fine-tooth comb to make sure you’re getting everything you’re entitled to. 

So when the insurance company comes to offer you a check, you don’t want to take time to question it. 
The idea of being “done” with this emotionally draining process is enough to make you want to just take what you get, regardless of whether or not it’s going to cover the cost to restore your home to how it was. 

The insurance company knows this, and it’s one of the ways they get away with paying a fraction of what their policyholders are entitled in the aftermath of an accident. 
The Dirty Playbook
THEY USE AGAINST YOU
If you were aware of every trick and loophole that’s ready to be exploited against you, your head might spin. 

We had a client who was getting paid a fraction of what he deserved because the hail damage insurance he was paying for didn’t want to cover the roof of his house! 

What’s incredible is not that this was happening to him, it’s that there are millions of claims filed every year that are dealt with in this bait and switch fashion. And no one realizes that they can drastically increase their payout by simply knowing what to look for based on their policy.

And that’s where we come in.
We've helped thousands of people
GET MORE THAN 6-7X WHAT THEY WERE INITIALLY OFFERED TO SETTLE THEIR INSURANCE CLAIM.
We’ve been in the game for 25 years now. We’re here to make sure you get every penny you’re entitled to based on your policy, whether it has to do with:
Wind and
hail damage
Tornado and
hurricane damage
Fire, SMOKE
AND SOOT Damage
Flood damage

Blizzard damage

Household water
leak damage
We’re grateful to say we’ve helped over 3,000 homeowners and business owners in their fight to get what’s right. 

We know how stressful it can be to worry about getting taken advantage of by your insurance company with everything else going on that requires your attention. 

Life doesn’t stop, and we want to do everything we can so that you can get back to it with the peace of mind that we’re working to get you every last dollar. 

So we’ve designed our entire process to be as seamless for you as possible!
WHAT PEOPLE ARE SAYING
"Our insurance company was terrible to our family, inhumane really, & dragged the claim process out for almost a year. We finally found out about Abba & our only regret was not calling earlier. They are heroes & redeemed all that stress & got our family far more than we ever expected & certainly far more than the insurance company told us we deserved!"
Brandi Paulsen
"Abba claims took the stress out of working between the insurance company and the roofing company in replacing my roof. They negotiate with the insurance company, did all the leg work, in/out paperwork and kept me in the loop at all times. I really could not thank them enough for the excellent experience."

Lenora Hancock
"Unfortunately, when working with insurance companies, they often don’t award their customers the true value of the homeowner’s claim. Negotiating with them was frustrating and usually a losing battle. Since working with Ches and Abba Claims Consultants that frustration has been removed! You want Abba Claims in your corner fighting for you!"
Bill Mead
"I cannot speak highly enough of this company. Not only in terms of their professionalism and getting the job done, but they genuinely care about you as a client. They got me a settlement twice what we were expecting for a burst kitchen pipe. Jenny Calliham and David have been absolutely amazing! Really happy with their service. Would highly recommend."
Nicky Kay
"It has been a blessing working with Ches Bostick of Abba Claims. When he was first recommended to me, I was reluctant and I felt I could handle my own insurance claim. I was so wrong if I wanted the MOST money that I was entitled to. Once I signed up with Abba Claims, Ches exceeded my expectations by helping me get almost 200% more than what I had already settled for."
Leroy McClure, Jr.
"My experience with Ches Bostick was straight forward and stress-free. My representative explained the insurance claim process and claim process in detail. After my estimate was revised & the items were added that were missed by my adjuster. The increase in my claim with my insurance company was huge. Everything went just as I had expected."

R. Johnson
How To Get The Most
Out Of Your Claim!

STEP 1:

Book A
Free Consultation

We’ll go over your policy and the details of the claim including any documents and estimates you may have gotten from insurance agents, adjusters, and / or contractors.

STEP 2:

We Take It
From Here

We’ll do a deep dive, extensive inspection on location, compiling any and all necessary photos and measurements that give the true, complete story of your damages and what they will end up costing. 

Once we have all of the supporting evidence to adjust your claim, we will write our estimate and take over as your representative from here on out. So you can get back to the things in life that can’t wait!

STEP 3:

You Get Paid What You Deserve (Or Else…)

The “or else” speaks to what we get paid. Our mission is to lend our expertise and experience to people like you who get caught in this unfair battle between yourself and your insurance provider.

And we’re so confident in our abilities, based on our track record and the fact that the “necessary process” of insurance companies will never be fairly calibrated, that we won’t charge you a dollar unless you get paid!

We Don’t Want Your Money If We Aren’t Making A Difference -

Our Guarantee!

From the moment you hop on your free consultation our mission is to provide complete transparency - between your policy, your initial claim, and what can be done to get you what you deserve if you’ve already accepted a check from your insurance provider. 

We’ve been through the aftermath of a disaster. We get how upsetting the whole experience is. 

That’s why we do what we do; act as a representative for you when you’re at your most vulnerable. 

It’s because of that that we’ve decided not to charge ANY upfront costs.

When you win, we win; it’s that simple.

FAQ's

 Why hire a Public Adjuster if my insurance company has already assigned me an adjuster??

The adjuster your insurance company provides works for your insurance company. Our licensed public adjusters work for YOU, as YOUR insurance claim advocates. A study* that was recently published showed that hurricane related claims that involved a public adjuster settled for OVER 700% MORE MONEY than claims settled between the insurance company and the policy holder.: The adjuster your insurance company provides works for Non-catastrophe claims that involved a public adjuster settled for OVER 500% MORE MONEY. As an added value, our public adjusters do not charge a fee : The adjuster your insurance company provides works for we are able to recover money from your insurance company.

 Can I file my insurance claim myself?

Of course you can file your own claim, but it is not recommended. Insurance policies tend to be filled with complicated language and technical terms that make it very difficult to understand. Our Trusted Public Adjusters are the most skilled, seasoned and experienced public adjusters in the business.

 Can I manage my insurance claim myself?

Of course you can manage your own insurance claim, but it is not recommended. We know how to sift through confusing insurance policy language to make sure you get paid the maximum amount possible. Often times, we are asked to help clients who unsuccessfully try to settle claims themselves. Insurance companies hire adjusters to look out for their best interest, shouldn’t you? The public adjuster focuses only on your interests.

 Why can’t my contractor represent me against my insurance company?

Our Public Adjusters are licensed by the State and are the only claims adjuster who can lawfully represent the insured through the insurance claim process.
*** Contractors acting as public adjusters is against the law in Texas. If you notice a contractor violating the laws, please report this violation to the Texas Department of Insurance. Please make sure that your accusation is supportable by providing solid evidence when you report someone who is crossing the line.

 I have already settled my claim but I did not receive enough money to cover the damages. Is it too late to try to get more money?

Whether your claim was under-paid or it was denied, as long as the damage occurred less than 5 years ago, it is not too late to collect more money. Our expert Public Adjusters will review your claim for FREE to see if you qualify for more money. Then, we will go after your insurance company for everything that you are owed.

 How much money does a Texas Public Adjuster cost?

Our Texas Public Adjusters only charge a fee if we obtain a settlement from your insurance company. Maximum of 10% of the insurance claim settlement. If you don’t get paid by your insurance company, you owe us nothing.

 If I hire a Public Adjuster can I get a rate increase, or can my insurance company drop me?

State law protects your right to hire a public adjuster. They cannot drop you or raise your rates because you decide to hire a public adjuster.

 Do you only hire and work with licensed Public Adjusters?

Property insurance policies obligate you, the insured or policyholder to prove the claim to the insurance company. Public adjusters are skilled in all aspects of the insurance claims process, thereby putting the insured on equal footing with their insurance carrier. Licensed public adjusters have expertise in many areas, including the understanding complex insurance policies from an adjuster’s point of view.

Public adjusters are also trained to identify covered damage and estimate appropriate repair or replacement costs. Public insurance adjusters are familiar the insurance industry and its customs and practices. As a result, they are able to present claims in such a way as to assure the most favorable outcome for the insured.

The immediate aftermath of an insurance loss is devastating and stressful. Knowing that a public insurance adjuster is carefully documenting the damage, and working on your behalf to ensure that you get every penny you deserve under the terms of your policy, brings peace of mind during a stressful time.

 What is a Public Adjuster?

Public adjusters represent the interests of the insured / policyholder in the preparation, presentation, and settlement of first party property insurance claims. Where staff and independent adjusters work on behalf of the insurance company, public adjusters work solely for the insured.

Public insurance adjusters in Texas, Colorado and Oklahoma are required to be licensed, and must follow strict guidelines set forth by the Texas Department of Insurance, including the manner in which they get paid. For example, most public insurance adjusters charge a percentage of the claim. In Texas, this fee cannot exceed 10 percent of settlement on the claim. There are other rules and regulations designed to assure that consumers in Texas are dealing with well education, professional, and ethical public adjusters.

 I live in a remote area, can I still use your services?

Absolutely! No matter where you are in the state, our licensed public adjusters will come to you, file your claim professionally and get you paid the maximum amount allowed by your policy.

 When should I call your trusted adjusters?

You should contact our Trusted Adjusters immediately upon sustaining damage to your home or business property. In addition, if you have experienced business interruption or theft. We will be able to provide you with the most benefit if our licensed & bonded public adjusters are involved with your insurance claim from the beginning. We are also experts at adjusting claims that were denied by your insurance company. Also, we are extremely successful at recovering additional money on claims that were under-paid or denied.

 How do I contact you?

Our licensed Public adjusters are available 24/7 by calling toll free
(888) 908-2042, or in the Dallas-Fort Worth Metroplex (214)501-0598, Colorado (303)990-8294, Oklahoma (405)253-5320, Florida (813)418-7632.

Don’t Settle For Less Than
What You ENTITLED TO!
WHAT YOU ENTITLED TO!
You purchased insurance in case of emergencies like the one you may be going through. Schedule your free consultation with us and we’ll make sure your provider keeps their end of the bargain!
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